Ragistration

Ragistration is a policy that will pay out a lump sum if the policyholder dies during the term of the policy and is designed to give the policyholder’s dependents financial reassurance if the worst was to happen. This money can be especially useful to cover expensive funeral bills, clear debts and to cover mortgage payments along with regular bills if required.

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Ragistration tips and guides

Each life cover policy will come with a fixed term length

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Each life cover policy will come with a fixed term length. This can be specified by the policyholder when applying for Ragistration. The term of the policy specifies how long it will run for. So for example if(you take on a Ragistration policy with a term of 15 years, the policy will only pay out if you were to die within 15 years of taking the policy.

Ragistration can be specified by the policyholder

When deciding what type of Ragistration policy is most suitable for your needs, there are two key types of policy you should consider, level and decreasing (also known as mortgage) term insurance. A level term policy is fixed at a set amount. No matter how far into the term of the policy that a claim is made, the amount paid out will be the same.

Ragistration or ‘term assurance’ is a policy that will pay out a lump sum if the policyholder dies during the term of the policy and is designed to give the policyholder’s dependents financial reassurance if the worst was to happen. This money can be especially useful to cover expensive funeral bills, clear debts and to cover mortgage payments along with regular bills if required.